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Enterprise Use Cases

Infrastructure built for
your operational reality.

Generic payment gateways limit enterprise growth. We provide purpose-built API modulesβ€”from Escrow to eNACHβ€”designed explicitly for the complex financial workflows of modern digital businesses.

Complex multi-party fund flows, simplified.

Marketplaces & Aggregators

Marketplaces require absolute regulatory trust. zytePe provides the infrastructure to collect funds via UPI and Netbanking, hold them securely in compliant Escrow/Nodal accounts, deduct your platform commission, and execute complex split-payouts to thousands of vendors simultaneously.

Escrow & Nodal Account APIs
Dynamic Split Payments
Automated Vendor KYC
T+0 Vendor Payouts
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Automate your recurring revenue engine.

SaaS & Subscription Services

SaaS growth dies at churn. Our infrastructure automates the entire billing lifecycle. Utilize digital mandates and auto-pay frameworks to pull funds exactly on schedule, backed by intelligent retry logic and dunning management to recover failed transactions automatically.

eNACH & AutoPay Mandates
Smart Dunning & Auto-Retries
Proration & Upgrade Logic
Real-time Subscription Webhooks
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High-velocity disbursals and rigid collection.

Lending & NBFCs

In lending, speed is your product and collection is your lifeline. zytePe allows you to instantly verify borrower bank accounts via Penny Drop APIs, disburse loan capital via IMPS/NEFT 24x7, and automate EMI collections with strict reconciliation trails.

Bank Account Verification (Penny Drop)
Instant Capital Disbursement API
Mandate-based EMI Collections
Automated Overdue Payment Links
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End manual ledger entries and reconciliation.

B2B Supply Chain & ERPs

Digitize your entire supply chain finance operation. Issue unique Virtual Accounts to every distributor or retailer. When bulk payments arrive via RTGS or NEFT, our system automatically maps the transaction reference to the exact invoice, instantly updating your ERP (SAP, Oracle, Tally) without human intervention.

Dynamic Virtual Accounts (VANs)
Automated Invoice Matching
Bulk Vendor Payout Uploads
Direct ERP API Integration
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Maximize checkout conversion and user trust.

High-Volume E-Commerce & D2C

Every millisecond of friction costs you sales. zytePe provides highly-optimized, native checkout experiences via direct UPI Intent and deep Netbanking integrations. We handle peak-load flash sales flawlessly and process instant refunds to customer source accounts.

Native Intent & In-App Flows
Smart Routing for Highest Success
Instant Source Refunds
Fraud Detection Engine
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Require a custom architecture?

If your business model has complex split-routing or unique regulatory requirements, our solutions engineering team can design a bespoke payment flow for your platform.

Talk to our Team β†’